Good planning starts with a number. These calculators work backwards from a goal, such as a house, your child's education or retirement, and tell you how much to save each month. They also show the effect of inflation, so you plan with realistic future costs.
Which calculator should I use?
- Any future goal: the goal SIP calculator tells you the monthly SIP needed to reach a target amount.
- Retirement: the retirement calculator estimates the corpus you need and the SIP to build it. Salaried people can also check their EPF and NPS balances at retirement.
- Safety net: the emergency fund calculator shows how much cash to keep aside.
- Where you stand today: the net worth calculator adds up what you own and owe.
- Future prices: the inflation calculator shows what today's costs will become.
FAQ
How much money do I need to retire?
It depends on your expenses, inflation and how long retirement lasts. A common starting point is 25 to 30 times your yearly expenses at the time you retire. The retirement calculator works this out using your own numbers.
How big should an emergency fund be?
Most planners suggest at least 6 months of essential expenses, and more if your income is irregular or you support a large family.
Why does inflation matter so much?
At 6% inflation, prices roughly double in 12 years. A goal that costs ₹10 lakh today may need about ₹20 lakh in 12 years, so plans made without inflation fall short.